About Joe Flood

There is only one way to describe Joe, and it is in his name: Joe Flood. Simply saying Joe is an expert in flood only scratches the surface. Joe Flood is a nationally recognized and award winning flood specialist, author, columnist, and sought-after speaker on flood insurance, resiliency, community outreach, and more.

Joe “Flood” Rossi is seen as one of the foremost experts on flood insurance in the nation.  Joe is President and CEO of Joe Flood Insurance Brokerage, Inc., and Executive Director of the Massachusetts Coastal Coalition.  Joe also sits on and Chairs numerous other boards and committees both locally and nationally.  Joe has also recently been awarded the national CRS Award for Excellence by FEMA.

“I’ve dedicated my life to flood insurance, resilience, and flood education.  In doing so, my two primary goals are protecting life and protecting property.  Both can be done and balanced in a way that stakeholders can reduce their flood risk, their flood costs, and become more resilient at the same time”. -Joe “Flood” Rossi  

Award Winner

The 2020 recipient of the national CRS Award For Excellence by FEMA.

1 of 6

Agents nationally appointed to the Flood Insurance Producers National Committee (FIPNC).


Syndicated author of multiple columns in both newspapers and magazines across the country.

Class 7

Joe lead the CRS efforts to reduce NFIP premiums in Marshfield, MA saving a total of over $300,000 per year in flood premiums.

Joe chairs the Independent Insurance Agent and Brokers Association’s (IIABA) Flood Insurance Task Force, and currently Chairs the Flood Insurance Producers National Committee. Joe was the prior Chair of the Town of Marshfield, Massachusetts Community Rating System (CRS) committee. In 2020, FEMA awarded Joe with the CRS Award for Excellence for his work with the CRS program. The award is one of the highest awards given by FEMA for floodplain management. Joe graduated from Wentworth Institute of Technology with a bachelor’s degree in architecture.  Joe began in the field by Chairing the Town of Marshfield Seawall Committee in 2010. 

“I see flood insurance as a tool for community resiliency.  Imagine all the financial resources we have access to as silos.  Flood insurance, and other insurance, is our fastest and most available resource for individuals and communities to rebound after an event “. -Joe Flood Rossi  

In addition to the professional work Joe does, Joe is a regular contributor to the Claims and Litigation Management magazine and the Big I magazine, is published in several newsletters and books, and is a syndicated newspaper columnist.

Joe's certifications

Associate In National Flood Insurance (ANFI)

The Associate In National Flood Insurance designation was developed by The Institutes in cooperation with FEMA, and is the very minimum level of understanding that an agent with an expertise in flood should have to better assist their customers. It certifies advanced proficiency in flood insurance rules and rating.

Certified Floodplain Manager (CFM)

The CFM designation means that the individual can accurately read a flood map, understand natural floodplain cycles, and among other things, understands ordinances and laws communities must follow to properly manage their floodplains. Overall, a CFM enables communities to become more resilient against flood damage.

Joe's mission

My career started in stakeholder advocacy.  I understand the pains of flooding and the financial cost associated with them, not only for communities but also individuals and their property.  So my personal mission is to make our communities more resilient to floods, while limiting the cost of flood protection to stakeholders.  I see this is possible by following five goals:

  1. Find options to fully insure structures with the best coverage at the most affordable premium.
  2. Promote mitigation as an option to stakeholders.
  3. Find cost saving methods for our communities to employ.
  4. Educate stakeholders on all flood hazards with regular and consistent messaging.
  5. Find ways for the flood industry to function better for the consumer.
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