Joe’s Writing

Joe not only talks about flood - he writes about it. Joe’s experience in multiple disciplines within the flood industry gives Joe a unique perspective on flood insurance and floodplain management. From founding the Massachusetts Coastal Coalition to being flood specialist at RogersGray and placing flood business, Joe’s experience is broad and unique. Because of Joe’s perspective and having his pulse on the flood market, he is asked to write for various newspapers, magazines, and is a published author. Below are some of the various articles Joe has written, and links to some articles featuring Joe Flood.

Published Author.

Recently, Joe Flood was published as an author in the American Bar Association's book titled "The Community Resilience Handbook". Joe's chapter, "Flood and Other Insurance as a 'Bank Account' for Community Resilience" discusses how flood insurance can be used for a community to recover more quickly and completely by using flood insurance. Joe outlines how communities can encourage flood insurance purchases, and how individuals are their best first responder. Joe also reviews all the available financial resources after a flood, concluding that flood insurance is the best tool to recover from a flooding event.

Purchase the Community Resilience Handbook

Coastal connection. Joe's quarterly article syndicated in various newspapers.

  • Risk Rating 2.0 First Take: Messaging Will be Key

    In August, FEMA released rates for the highly anticipated National Flood Insurance Program (NFIP) rating redesign Risk Rating 2.0, also called “Equity in Action”.   Equity in Action’s more nuanced approach will no longer be based on flood zones or base flood elevation and instead employ a “graduated” rating system, evaluating factors such as distance to

    November 10, 2021
  • Risk Rating 2.0 Will Change The Industry, Not Just The NFIP

    When FEMA announced the transformation of the National Flood Insurance Program (NFIP) with updated and modernized rating dubbed Risk Rating 2.0, questions and concerns were raised from various industries such as insurance agents and real estate professionals.  As FEMA begins to release details around Risk Rating 2.0, it’s clear that the NFIP transformation will not

    June 14, 2021
  • New Private Flood Rule Offers Hope And Raises Concern

    In late 2020, the Department of Housing and Urban Development (HUD) released its proposed rule to accept private flood insurance for Federal Housing Administration (FHA) insured loans.  Currently, FHA is one of the few lending programs that does not accept private flood insurance on properties in high risk flood zones.  FHA currently only accepts flood

    March 5, 2021
  • As 2020 ends, we look towards busy legislative year in 2021

    Around this time each year, the flood insurance industry reflects on the past year’s legislative action, and speculates on what legislative changes are on the horizon.  Going into 2020, most believed that no major legislative reforms to the National Flood Insurance Program (NFIP) would be passed.  However, no one could have predicted the challenges the

    December 1, 2020

Know flood newscast. The flood podcast hosted by Joe Flood and Tim Williams of the MCC.

National magazines. Joe Flood regularly writes for both the Claims and Litigation Management and Big I magazine. Below are links to recent features.

CLM Magazine Construction Claims: LiM-What?

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CLM Magazine: The Future Of Flood Insurance

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CLM Magazine: Rising Water, Rising Concerns

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Big I Magazine: Why Flood Awareness Is Paramount During the Coronavirus Pandemic

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Big I Magazine: 2021 Poised to Be Busy Year for Flood Legislation

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Blogs and other content. Joe writes in various blogs, newsletters, and other forms of written media. Below are the latest examples.

  • Risk Rating 2.0: A Success Story

    On April 1st, Risk Rating 2.0 began its full implementation.  As more National Flood Insurance Program (NFIP) policies are written and renewed into the new rating system, it is apparent that Risk Rating 2.0 is meeting its goal …

    May 24, 2022
  • Resources For Coastal Storm Saturday

    Prepare now for major coastal storm Saturday From Friday night to Saturday night, a major winter storm will impact the Northeast.  You have probably heard that one is coming and perhaps some details.   Regardless, at the MCC we …

    January 27, 2022
  • CRS Flood Hazard Outreach Next Week

    Marshfield CRS/PPI Committee Holding Flood Outreach – All Welcome The Marshfield Community Rating System Committee invites Marshfield citizens and others to its annual fall flood outreach.  The outreach will consist of a short presentation on flood hazards and flood insurance, followed …

    November 24, 2021
  • Sue’s Flood Real Estate Tips: The Right Policy for the Right Situation

    I have a client that lives in the Satuit Trail neighborhood, off route 3A in Scituate. She has owned the home for 28yrs, mortgage is paid off. She has an equity set up in order to be a …

    November 23, 2021
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